:root{--keelout-lagoon-azure: #0284C7;--keelout-lagoon-cyan: #0EA5E9;--keelout-lagoon-seafoam: #38BDF8;--keelout-lagoon-mist: #F0F9FF;--keelout-aegean-deep: #003B73;--keelout-windmill-stucco: #FDFAF6;--keelout-dacron-white: #FFFFFF;--keelout-dune-sand: #EBD8B8;--keelout-straw-raffia: #DECA9E;--keelout-golden-teak: #C68B59;--keelout-teak-caulk: #3E2613;--keelout-polished-brass: #D4AF37;--keelout-mirror-chrome: #E2E8F0;--font-display: "Cormorant Garamond", Georgia, serif;--font-sans: "Plus Jakarta Sans", sans-serif;--font-mono: "Space Mono", monospace;--shadow-coastal-sm: 0 2px 6px -1px rgba(2, 132, 199, .08);--shadow-coastal-md: 0 8px 24px -4px rgba(2, 132, 199, .12);--shadow-coastal-lg: 0 18px 36px -6px rgba(2, 132, 199, .16);--bg: var(--keelout-windmill-stucco);--surface: var(--keelout-dacron-white);--surface-mist: var(--keelout-lagoon-mist);--ink-heading: var(--keelout-aegean-deep);--ink-body: var(--keelout-teak-caulk);--ink-muted: #524336;--ink-subtle: #786655;--accent: var(--keelout-lagoon-azure);--accent-hover: var(--keelout-aegean-deep);--rule: var(--keelout-dune-sand);--rule-strong: var(--keelout-straw-raffia)}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;font-size:16px}body{margin:0;background-color:var(--bg);color:var(--ink-body);font-family:var(--font-sans);font-size:1.125rem;line-height:1.68;-webkit-font-smoothing:antialiased}.hidden{display:none!important}.wrap-editorial{max-width:760px;margin:0 auto;padding:0 1.5rem}.wrap-editorial.no-pad{padding:0;margin-left:0}.wrap-wide{max-width:980px;margin:0 auto;padding:0 1.5rem}.site-header{border-bottom:1px solid var(--rule);background:#fdfaf6eb;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);position:sticky;top:0;z-index:30}.header-inner{max-width:1180px;margin:0 auto;padding:0 1.75rem;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;min-height:4.5rem;gap:1.5rem}.brand{display:inline-flex;align-items:center;justify-self:start;gap:.65rem;font-family:var(--font-display);font-weight:700;font-size:1.55rem;color:var(--ink-heading);text-decoration:none;letter-spacing:-.01em}.header-cta{justify-self:end}.site-nav{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:1.35rem}.site-nav a{color:var(--ink-muted);text-decoration:none;font-size:.95rem;font-weight:500;transition:color .15s ease;white-space:nowrap}.site-nav a:first-child{text-align:right;justify-self:end}.site-nav a:last-child{text-align:left;justify-self:start}.site-nav a:hover{color:var(--accent);text-decoration:underline;text-underline-offset:4px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.85rem 1.55rem;font-family:var(--font-sans);font-size:1rem;font-weight:600;text-decoration:none;border-radius:6px;border:1.5px solid transparent;cursor:pointer;box-shadow:var(--shadow-coastal-sm);transition:background-color .15s ease,border-color .15s ease,transform .15s ease,box-shadow .15s ease}.btn-sm{padding:.55rem 1.05rem;font-size:.9rem}.btn-primary{background:var(--keelout-lagoon-azure);color:var(--keelout-dacron-white);border-color:var(--keelout-lagoon-azure)}.btn-primary:hover{background:var(--keelout-aegean-deep);border-color:var(--keelout-aegean-deep);box-shadow:var(--shadow-coastal-md)}.btn-outline{background:var(--keelout-dacron-white);color:var(--ink-heading);border-color:var(--keelout-straw-raffia)}.btn-outline:hover{background:var(--keelout-lagoon-mist);border-color:var(--keelout-lagoon-azure)}.hero{position:relative;overflow:hidden;background-color:#021833;border-bottom:3px solid var(--keelout-golden-teak);padding:2.75rem 0 2.85rem;min-height:calc(100vh - 4.5rem);display:flex;align-items:center}.hero-backdrop{position:absolute;top:0;right:0;bottom:0;left:0;background-image:linear-gradient(98deg,#02183300,#0218330a 32%,#021630d6 47%,#02142cf0 68%,#021228f7),linear-gradient(180deg,#02142c14,#02142c0a 50%,#02142cb8 82%,#021228eb),image-set(url(/images/hero-spinnaker.webp) type("image/webp"),url(/images/hero-spinnaker.jpg) type("image/jpeg"));background-position:left center;background-size:cover;background-repeat:no-repeat;z-index:0}.wrap-hero{position:relative;z-index:1;width:100%;max-width:1180px;margin:0 auto;padding:0 1.75rem;display:flex;flex-direction:column;justify-content:space-between;gap:2rem}.hero-stage{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:1.35rem}.hero-sail-window{min-height:220px}.hero-copy-panel{max-width:none;margin-left:0}.eyebrow{display:inline-flex;align-items:center;gap:.55rem;font-family:var(--font-mono);font-size:.75rem;font-weight:700;color:var(--keelout-windmill-stucco);background:#021c3ad1;border:1px solid rgba(222,202,158,.45);border-left:3px solid var(--keelout-polished-brass);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);padding:.32rem .8rem;border-radius:4px;letter-spacing:.02em;margin:0 0 .95rem;box-shadow:0 4px 14px #00000038}.eyebrow-dot{width:7px;height:7px;border-radius:50%;background:var(--keelout-polished-brass);box-shadow:0 0 8px #d4af37bf}h1{font-family:var(--font-display);font-weight:600;font-size:clamp(2.25rem,3.35vw,2.95rem);line-height:1.08;letter-spacing:-.015em;margin:0 0 .9rem;color:var(--keelout-windmill-stucco);text-shadow:0 2px 18px rgba(0,12,28,.65)}.lede{font-size:1.12rem;line-height:1.56;color:#f0f9ffe6;margin:0;max-width:60ch;text-shadow:0 1px 10px rgba(0,12,28,.5)}.bilateral-split{display:grid;grid-template-columns:1fr 1fr;gap:1.35rem}.split-card{background:#fdfaf6f5;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border:1px solid rgba(222,202,158,.85);border-radius:8px;padding:1.5rem 1.75rem;box-shadow:0 18px 40px -8px #000e207a;display:flex;flex-direction:column}.split-seller{border-top:4px solid var(--keelout-lagoon-azure)}.split-buyer{border-top:4px solid var(--keelout-golden-teak)}.split-kicker{font-family:var(--font-mono);font-size:.72rem;font-weight:700;letter-spacing:.04em;color:var(--keelout-golden-teak);margin-bottom:.35rem}.split-seller .split-kicker{color:var(--keelout-lagoon-azure)}.split-card h2{font-size:1.9rem;margin:0 0 .55rem}.split-card p{font-size:1rem;line-height:1.55;margin:0 0 1.25rem}.split-actions{display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;margin-top:auto}.split-more{font-size:.92rem;font-weight:600;color:var(--ink-heading);text-decoration:underline;text-underline-offset:4px}.track-header-row{display:flex;align-items:flex-end;justify-content:space-between;gap:1.5rem;margin-bottom:1.75rem;flex-wrap:wrap}.section-intro.compact{margin-bottom:0}.section{padding:4.25rem 0;border-top:1px solid var(--rule);scroll-margin-top:5rem}h2{font-family:var(--font-display);font-weight:600;font-size:clamp(2.15rem,3.8vw,2.95rem);line-height:1.12;margin:0 0 1rem;color:var(--ink-heading)}h3{font-family:var(--font-display);font-size:1.5rem;font-weight:600;margin:0 0 .45rem;color:var(--ink-heading)}p{margin:0 0 1.25rem;color:var(--ink-muted)}.section-intro{font-size:1.15rem;margin-bottom:2.25rem}code{font-family:var(--font-mono);font-size:.84em;background:var(--keelout-lagoon-mist);color:var(--keelout-aegean-deep);border:1px solid var(--keelout-mirror-chrome);padding:.15rem .42rem;border-radius:4px}.track-toggle{display:inline-flex;background:var(--keelout-dacron-white);border:1px solid var(--rule-strong);padding:.32rem;border-radius:8px;margin-bottom:0;box-shadow:var(--shadow-coastal-sm);flex-wrap:wrap}.persona-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.25rem;margin:1.5rem 0 1.75rem}.persona-grid-buyer{grid-template-columns:repeat(2,1fr)}.track-btn{padding:.65rem 1.25rem;border:none;background:transparent;color:var(--ink-muted);font-family:var(--font-sans);font-size:.95rem;font-weight:600;border-radius:6px;cursor:pointer;transition:background-color .15s ease,color .15s ease}.track-btn.active{background:var(--keelout-aegean-deep);color:var(--keelout-dacron-white);box-shadow:var(--shadow-coastal-sm)}.track-card{background:var(--keelout-dacron-white);border:1px solid var(--rule);border-top:3px solid var(--keelout-lagoon-azure);border-radius:8px;padding:2.35rem;box-shadow:var(--shadow-coastal-md)}.track-card h2{font-size:2.15rem;margin-bottom:.85rem}.plain-list{margin:1.25rem 0 1.5rem;padding-left:1.25rem;display:grid;gap:.8rem;color:var(--ink-muted)}.plain-list li::marker{color:var(--keelout-golden-teak)}.plain-list strong{color:var(--ink-body)}.persona-card{background:var(--keelout-windmill-stucco);border:1px solid var(--rule);border-left:3px solid var(--keelout-golden-teak);border-radius:6px;padding:1.35rem 1.5rem}.persona-kicker{display:inline-block;font-family:var(--font-mono);font-size:.75rem;font-weight:700;color:var(--keelout-lagoon-azure);margin-bottom:.3rem}.persona-card h3{font-size:1.4rem;margin:0 0 .45rem}.persona-card p{margin:0;font-size:1rem;line-height:1.6}.persona-card .persona-hook{font-family:var(--font-display);font-style:italic;font-size:1.12rem;font-weight:600;color:var(--ink-heading);background:var(--keelout-dacron-white);border-left:2px solid var(--keelout-lagoon-azure);padding:.55rem .85rem;border-radius:4px;margin:.45rem 0 .85rem}.retirement-reasons-box,.cac-advantage-banner{background:var(--keelout-lagoon-mist);border:1px solid var(--keelout-mirror-chrome);border-left:4px solid var(--keelout-lagoon-azure);border-radius:8px;padding:1.65rem 1.85rem;margin-bottom:1.75rem}.cac-advantage-banner{margin-top:1.5rem}.cac-advantage-banner .reasons-header p{margin-bottom:0}.reasons-header h3{font-size:1.55rem;margin:0 0 .45rem}.reasons-header p{font-size:1rem;margin:0 0 1.25rem}.reasons-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:.9rem}.reason-item{background:var(--keelout-dacron-white);border:1px solid var(--rule);border-radius:6px;padding:.95rem 1.15rem}.reason-item-wide{grid-column:1 / -1}.reason-item strong{display:block;font-family:var(--font-sans);font-size:.95rem;font-weight:700;color:var(--ink-heading);margin-bottom:.25rem}.reason-item p{margin:0;font-size:.92rem;line-height:1.5}.track-action{margin:0}.track-action a,.spec-link-note a{color:var(--keelout-lagoon-azure);font-weight:600;text-decoration:underline;text-underline-offset:4px}.track-action a:hover,.spec-link-note a:hover{color:var(--keelout-aegean-deep)}.problem-list{display:grid;grid-template-columns:repeat(2,1fr);gap:1.35rem}.problem-item{background:var(--keelout-dacron-white);border:1px solid var(--rule);border-left:4px solid var(--keelout-golden-teak);border-radius:6px;padding:1.35rem 1.6rem;box-shadow:var(--shadow-coastal-sm)}.problem-item p{margin:0}.seller-diff-wrap{margin-top:3.25rem}.seller-diff-wrap h3{font-size:clamp(1.65rem,2.8vw,2.15rem);margin-bottom:.4rem}.section-intro.compact-bottom{margin-bottom:1.35rem}.table-sheet{overflow-x:auto;border:1px solid var(--rule-strong);border-radius:8px;background:var(--keelout-dacron-white);box-shadow:var(--shadow-coastal-md)}.comparison-table{width:100%;border-collapse:collapse;text-align:left;font-size:1rem}.comparison-table th,.comparison-table td{padding:1.15rem 1.35rem;border-bottom:1px solid var(--rule);vertical-align:top}.comparison-table tr:last-child th,.comparison-table tr:last-child td{border-bottom:none}.comparison-table thead th{background:var(--keelout-lagoon-mist);font-family:var(--font-display);font-size:1.25rem;font-weight:700;color:var(--keelout-aegean-deep);border-bottom:2px solid var(--keelout-lagoon-seafoam)}.comparison-table tbody th{font-weight:600;color:var(--ink-heading);background:#fdfaf68c;width:22%}.comparison-table tbody td{color:var(--ink-muted);width:39%}.seller-diff-table tbody td:last-child{background:#f0f9ff73;color:var(--ink-body)}.seller-diff-table tbody td:last-child strong{color:var(--ink-heading)}.workflow-diagram{position:relative;background:linear-gradient(180deg,var(--keelout-lagoon-mist) 0%,var(--keelout-dacron-white) 100%);border:1px solid var(--rule-strong);border-top:4px solid var(--keelout-lagoon-azure);border-radius:10px;padding:2rem 1.75rem 1.75rem;box-shadow:var(--shadow-coastal-md)}.workflow-track-line{position:absolute;top:7rem;left:3.5rem;right:3.5rem;height:2px;background:repeating-linear-gradient(90deg,var(--keelout-lagoon-azure) 0px,var(--keelout-lagoon-azure) 8px,transparent 8px,transparent 14px);opacity:.45;z-index:0}.workflow-grid{position:relative;z-index:1;list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.15rem}.workflow-stage{position:relative;background:var(--keelout-dacron-white);border:1px solid var(--rule-strong);border-radius:8px;padding:1.25rem 1.2rem 1.3rem;box-shadow:var(--shadow-coastal-sm);display:flex;flex-direction:column;justify-content:space-between}.workflow-stage:after{content:"→";position:absolute;top:4.375rem;right:-1.2rem;width:1.25rem;height:1.25rem;border-radius:50%;background:var(--keelout-lagoon-azure);color:var(--keelout-dacron-white);font-family:var(--font-mono);font-size:.72rem;font-weight:700;display:flex;align-items:center;justify-content:center;box-shadow:0 2px 6px #003b7340;z-index:2}.workflow-stage.stage-final{border-top:3px solid var(--keelout-polished-brass);padding-top:calc(1.25rem - 2px);background:linear-gradient(180deg,#fffdf9,#fff)}.workflow-stage.stage-final:after{display:none}.stage-top{display:flex;align-items:center;justify-content:space-between;gap:.35rem;margin-bottom:.85rem}.stage-badge{font-family:var(--font-mono);font-size:.66rem;font-weight:700;letter-spacing:.04em;color:var(--keelout-aegean-deep);background:var(--keelout-lagoon-mist);border:1px solid var(--keelout-mirror-chrome);padding:.18rem .45rem;border-radius:4px;white-space:nowrap}.stage-final .stage-badge{background:#d4af3729;border-color:var(--keelout-polished-brass);color:var(--keelout-teak-caulk)}.stage-timing{font-family:var(--font-mono);font-size:.68rem;color:var(--ink-subtle);white-space:nowrap}.stage-icon{width:2.65rem;height:2.65rem;border-radius:8px;background:var(--keelout-aegean-deep);color:var(--keelout-lagoon-seafoam);display:inline-flex;align-items:center;justify-content:center;margin-bottom:.85rem;box-shadow:var(--shadow-coastal-sm)}.stage-final .stage-icon{background:var(--keelout-teak-caulk);color:var(--keelout-polished-brass)}.workflow-stage h3{font-size:1.32rem;line-height:1.2;margin:0 0 .55rem}.workflow-stage p{font-size:.92rem;line-height:1.54;margin:0 0 1rem;flex-grow:1}.stage-outcomes{display:flex;flex-direction:column;gap:.38rem;padding-top:.75rem;border-top:1px dashed var(--rule-strong)}.outcome-pill{font-size:.78rem;line-height:1.35;padding:.28rem .55rem;border-radius:4px;background:var(--keelout-windmill-stucco);border-left:3px solid var(--keelout-lagoon-azure);color:var(--ink-body)}.outcome-pill.pill-biz{border-left-color:var(--keelout-golden-teak)}.outcome-pill.pill-user{border-left-color:var(--keelout-polished-brass)}.workflow-bridge-bar{margin-top:1.35rem;padding-top:1.25rem;border-top:1px solid var(--rule);display:flex;flex-direction:column;align-items:stretch;gap:.75rem}.bridge-bar-label{display:flex;align-items:center;gap:.6rem;font-size:.9rem;color:var(--ink-heading);font-weight:500;flex-wrap:wrap}.bridge-tag{font-family:var(--font-mono);font-size:.68rem;font-weight:700;background:var(--keelout-aegean-deep);color:var(--keelout-dacron-white);padding:.2rem .5rem;border-radius:4px}.code-box{display:flex;align-items:center;justify-content:space-between;gap:.85rem;margin-top:1rem;background:var(--keelout-aegean-deep);color:var(--keelout-dacron-white);padding:.9rem 1.15rem;border-radius:6px;border:1px solid var(--keelout-lagoon-azure);box-shadow:var(--shadow-coastal-sm);overflow-x:auto}.code-box.compact-code-box{margin-top:0;padding:.65rem 1rem;width:100%}.code-box code{background:transparent;color:var(--keelout-lagoon-seafoam);border:none;padding:0;font-size:.85rem;white-space:nowrap}.copy-btn{background:#ffffff24;color:var(--keelout-dacron-white);border:1px solid var(--keelout-polished-brass);font-family:var(--font-mono);font-size:.76rem;font-weight:700;padding:.35rem .8rem;border-radius:4px;cursor:pointer;flex-shrink:0}.copy-btn:hover{background:var(--keelout-polished-brass);color:var(--keelout-teak-caulk)}.covenant-list{display:grid;gap:1.5rem;margin-bottom:2rem}.covenant-item{background:var(--keelout-dacron-white);border:1px solid var(--rule);border-left:4px solid var(--keelout-lagoon-azure);border-radius:8px;padding:1.5rem 1.75rem;box-shadow:var(--shadow-coastal-sm)}.covenant-item p{margin:0}.section-intake{background:linear-gradient(180deg,var(--keelout-lagoon-mist) 0%,var(--keelout-windmill-stucco) 100%)}.intake-tabs{display:flex;gap:.55rem;margin-bottom:1.5rem;flex-wrap:wrap}.intake-tab{padding:.72rem 1.25rem;background:var(--keelout-dacron-white);border:1px solid var(--rule-strong);border-radius:6px;font-family:var(--font-sans);font-size:.95rem;font-weight:600;color:var(--ink-muted);cursor:pointer;box-shadow:var(--shadow-coastal-sm)}.intake-tab.active{background:var(--keelout-aegean-deep);color:var(--keelout-dacron-white);border-color:var(--keelout-aegean-deep)}.intake-tab.active code{background:#ffffff29;color:var(--keelout-lagoon-seafoam);border-color:transparent}.form-sheet{background:var(--keelout-dacron-white);border:1px solid var(--rule-strong);border-radius:8px;padding:2.35rem;box-shadow:var(--shadow-coastal-lg)}.clean-form{display:grid;gap:1.25rem}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}.field{display:flex;flex-direction:column;gap:.4rem}.field label,.checkbox-group legend{font-size:.92rem;font-weight:600;color:var(--ink-heading)}.field input,.field select,.field textarea{width:100%;padding:.75rem .9rem;font-family:var(--font-sans);font-size:1rem;color:var(--ink-body);background:var(--keelout-windmill-stucco);border:1px solid var(--rule-strong);border-radius:6px;transition:border-color .15s ease,background-color .15s ease}.field input:focus,.field select:focus,.field textarea:focus{background:var(--keelout-dacron-white);outline:2px solid var(--keelout-lagoon-cyan);border-color:var(--keelout-lagoon-azure)}.checkbox-group{border:none;padding:0;margin:0;display:grid;gap:.55rem}.check-option{display:flex;align-items:center;gap:.6rem;font-weight:500!important;cursor:pointer}.check-option input{width:auto;accent-color:var(--keelout-lagoon-azure)}.form-actions{display:flex;align-items:center;gap:1rem;flex-wrap:wrap;padding-top:.5rem}.form-hint{font-size:.9rem;color:var(--ink-subtle)}.form-confirmation{background:var(--keelout-lagoon-mist);border:1px solid var(--keelout-lagoon-azure);border-radius:6px;padding:1.25rem;font-size:.95rem;color:var(--ink-heading)}.faq-list{display:grid;gap:1rem}.faq-list details{background:var(--keelout-dacron-white);border:1px solid var(--rule);border-radius:8px;padding:1.15rem 1.4rem;box-shadow:var(--shadow-coastal-sm)}.faq-list summary{font-family:var(--font-display);font-weight:600;font-size:1.35rem;color:var(--ink-heading);cursor:pointer}.faq-list details p{margin:.75rem 0 0}.site-footer{border-top:2px solid var(--rule);background:var(--keelout-dacron-white);padding:3.5rem 0;font-size:.95rem}.footer-inner p{margin-bottom:.6rem}.footer-links{display:flex;flex-wrap:wrap;gap:.6rem}.footer-links a{color:var(--keelout-lagoon-azure);font-weight:600;text-decoration:none}.footer-links a:hover{color:var(--keelout-aegean-deep);text-decoration:underline}.footer-meta{font-size:.85rem;color:var(--ink-subtle)}@media(max-width:920px){.hero-stage{grid-template-columns:1fr;gap:1.25rem}.hero-sail-window{min-height:110px}.hero-copy-panel{margin-left:0}.workflow-grid{grid-template-columns:repeat(2,1fr)}.workflow-track-line,.workflow-stage:after{display:none}}@media(max-width:720px){.header-inner{grid-template-columns:1fr auto}.site-nav{display:none}.bilateral-split,.persona-grid-buyer,.problem-list,.workflow-grid,.field-row{grid-template-columns:1fr}.track-card,.form-sheet{padding:1.5rem}}